Mortgage Programs

Home Mortgage LoansThere are a variety of home loan mortgage programs available to help you buy a home. Some of these programs provide assistance for down payments and closing costs, low down payments, investor financing, loans for doctors, teachers, firemen and police officer

Click on the individual program to learn more or give us a call today.


  • HomePath┬« – This is a Fannie Mae program – 3.5% Down – Seller Pays 3% closing cots offered for the purchase of a Fannie Mae REO (foreclosure)
  • 203K Financing – Used for properties that require rehab work – get the money to fix the house
  • USDA Rural Development – 100% financing for homes located in specific areas
  • Down Payment Assistance – Grant Money for down payments or closing costs
  • 1% Down – Lender rebates for closing costs with 2nd of 3% deferred for 5 years
  • FHA Mortgages - 3.5% Down Payment Loans up to $625,000
  • LPMI Program – 95% Financing – Lender paid PMI = Lower monthly payments
  • 35% Down Even with a Short Sale or Foreclosure you can buy a house

Not all lenders are participating in all of these programs. The lenders we work with are experienced and know how to get you the loan that best meets your needs.

I’ll find the perfect home and point you in the right direction to get the financing that fits your criteria.

Call me Linda Urbick 925-415-3046.

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